The Savings Bond calculator that I use on the internet indicated that a EE bond issued 1/93 earns 4%. I believe the floor for that issue up thru 3/93 is 6%. Would you clarify? Tom's response Your January 1993 EE bond will earn 6% through December. At that point it will enter what's called a new maturity period. Right now all bonds entering new maturity periods have their guaranteed rate reset to 4%. Click here for a bit more about guaranteed rates for the older Series EE Savings Bond.